Terms of Service

1. Acceptance of Terms

By accessing and using MPFcomparison.com (the "Platform"), you agree to be bound by these Terms of Service. If you do not agree, please refrain from using the Platform.

2. Sole Data Source and Intellectual Property

The only data source used for the information, charts, and fund comparisons on this Platform is mfp.mpfa.org.hk. The Mandatory Provident Fund Schemes Authority (MPFA) retains all copyright and other intellectual property rights to the source materials. MPFcomparison.com re-disseminates this data strictly for non-profit, non-commercial, and general educational purposes, acknowledging the MPFA as the sole source. This Platform is an independent aggregator and is not affiliated with the MPFA.

3. General Information Only; No Financial Advice

All content on this Platform is for general reference only. It does not take into account your specific personal circumstances, financial situation, or risk tolerance. Nothing on this Platform shall be construed as sales advice, financial advice, or a professional recommendation.

4. Accuracy of Information and No Warranties

While we strive to provide useful comparisons based on MPFA data, the information herein should not be treated as a substitute for official offering documents from approved trustees. We do not warrant the accuracy, completeness, or timeliness of the information. Past performance is not indicative of future returns, and all investments involve risk.

5. Limitation of Liability

To the fullest extent permitted by law, MPFcomparison.com, its owners, and operators accept no responsibility and shall not be held liable for any losses, damages, or costs arising out of your use of this Platform or any errors or omissions in the content.

6. Commercial Use Prohibition

The data on this Platform is for personal, non-commercial use only. Any commercial reproduction or distribution of the MPFA-sourced information requires prior written consent directly from the MPFA.